Competitive interest rates? Done.

  • Money Market Rates

    Best if you want to save more and earn more.
    • 2.05% APY1
      Money Market Account

     

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  • Health Savings Account (HSA)

    Save for eligible healthcare costs.
    • 0.25% APY3
      $0-2,499
    • 0.35% APY3
      $2,500 – 4,999
    • 0.45% APY3
      $5,000 – 14,999
    • 0.60% APY3
      $15,000+

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  • Certificate of Deposit (CD)

    Best if you want to lock in a high yield.
    • 1.75% APY2
      13-Month Term
    • 2.00% APY2
      24-Month Term
    • 2.10% APY2
      36-Month Term

     

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1Annual Percentage Yield. Interest is compounded and credited monthly. No more than six preauthorized transfers to another account per month. If you exceed the transfer limitations, your account may be subject to closure. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Rates effective as of 10/22/18 and are subject to change at any time. Other terms may apply. 

2Annual Percentage Yield. Minimum $5,000 opening deposit. You may make additional deposits to your CD; the total balance in your CD may not exceed $1,500,000. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example: checks). Early withdrawal penalties apply. Rates effective as of 10/22/18 and are subject to change at any time. Other terms may apply. Stated ChoiceDirect CD rates are available for individual accounts only. For rates on business accounts, please contact our customer service team at 877.380.3623. No broker or institutional funds.

3Annual Percentage Yield. Rate effective 1/11/19. Interest is compounded and credited monthly. Interest begins to accrue no later than the business day we receive credit for the deposit on non-cash items (for example: checks). Rates subject to change at any time. If account is closed within 12 months of opening, a $25 fee will be incurred. The annual fee is based on the year-end ledger balance of December 31 of every year, and is charged on January 1 of the following year. 

Member FDIC.